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Build a Stronger Financial Foundation

Dig deeper, reveal the roots, unearth the solutions. Your blueprint to a secure financial foundation is here.

Wealth Without Worry

Intergenerational Impact

Reliable Retirement

“Don’t get so busy making a living that you forget to make a life.”

—Dolly Parton
Financial foundation excavation and rebuilding process diagram

Are You Facing These Challenges Alone?

  • Building wealth without a good blueprint from your family

  • Figuring out how to invest to have your money grow itself

  • Turning decades of savings into a lasting retirement

  • Struggling to find quality financial guidance

  • Making smart financial decisions during life’s major changes

Breaking new ground is tough.
Toiling on your own? Optional.

There’s an Easier Way

Hi there! I’m Shar-Né Warren and I’ve worked with over 1,000 clients like you, over the years: people with big dreams without a plan to pursue them.  
 
Many years ago, my dream was to become an architect so I could help clients create beautiful homes. During my studies, I learned two primary things:

  1. The process starts with handing you the microphone.

  2. Every major project requires a strong foundation.

 

So how did I end up becoming a financial planner? 15 years ago, I realized that more than helping my clients create beautiful homes, I wanted to help them create beautiful lives. Similar to an architect, I start the financial planning process by having you share your story, learning your challenges and definition of a “beautiful life”, so we can work together to build the strongest foundation for it. My passion is guiding you along a better financial path and building customized financial plans (check out the Service section) to accomplish what you may have thought of as out of reach: lasting financial harmony. 
  
If you want greater clarity about everything money, and ensure it lasts beyond a lifetime, there’s room for you here.

Shar-Né Warren, CFP®, CRPC®, founder of Financial Excavation, helping clients build generational wealth
Family in financial transition receiving personalized financial guidance

Benefits with Planning

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Expert Financial Guidance On-Demand

Financial curveballs come without warning — market drops, rising inflation, sudden opportunities. The wealthy who keep it have trusted allies they can contact when big decisions must be made. More of us need these types of professionals in our corner, not generic and outdated advice. The difference is night and day. 

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Major Life Change Navigation

Life’s biggest moments reshape our financial needs instantly. Marriage, a new baby, career leaps, rehoming elderly parents — each creates hidden opportunities and risks. A CFP® professional transforms these turning points from financial anxiety into strategic advantage. Keep your money working for you, even when everything else shifts. 

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Avoiding Costly Mistakes

Wealth takes years to build, yet only moments to vanish after commonly made mistakes. From choosing the wrong mortgage or missing key insurance coverage, even successful professionals make costly errors when doing it alone. A CFP® Practitioner provides the crucial safeguards most people miss: competent oversight, clear guidance, and protection strategies to secure your wealth.

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Ensuring A Lasting Legacy

After all the toil, 90% of family wealth vanishes by the 3rd generation after it’s earned. Why? Most parents neglect teaching their children about money — even wealthy ones. An understanding CFP® Professional helps break this cycle. Let’s transform your hard-fought success into a lasting family legacy. What would you rather leave behind: money to lose, or the wisdom to grow it?

  • Do I need a certain amount of money to work with a financial planner?
    No. While some planners have investment minimums, many CFP® professionals work with clients at all wealth levels. We believe financial planning is about creating systems for any income level, and to grow your wealth and protect what you’ve built — regardless of your starting point. What matters most is starting early and being committed to improving your financial situation, both present and future.The earlier you start, the quicker and larger the impact you’ll see over time.
  • My finances are messy and disorganized. Can you still help me?
    We wouldn’t call ourselves financial excavators if we weren’t willing to roll up our sleeves and do whatever it takes to help bring order to the chaos. In fact, financial messiness is exactly why professionals like us exist. Most clients feel relief after their first meeting when they realize their situation isn’t unusual. The messier your finances feel to you now, the more value a CFP® professional can provide.
  • How can I trust that you will put my interests first and not just sell me things I don't need?
    Trust is built upon many factors. Here are a couple I believe most important: Professional Standards and Oversight: In order to be certified, individuals must make a binding commitment to the CFP Board's Code of Ethics and Standards of Conduct. Even if this board didn’t enforce these standards (which they do) I take this fiduciary oath seriously, to place your financial interests first at all times Structural Incentive Alignment: My business is intentionally designed as a "Fee-Only" firm, meaning I am paid directly by you, not through commissions, bonuses, or referral fees from financial products I might recommend. Every recommendation given or decision made on your behalf is directly tied to your financial well-being. You can verify my status and background as a CFP® professional at CFP.net/verify.
  • How are you different from others who also give financial advice, like my accountant or insurance agent?
    Accountants typically focus on tax preparation and compliance, insurance agents specialize in risk management products, and investment advisors often emphasize investments and retirement. But what happens when these different advisors make recommendations that conflict with each other? This is a common concern with multiple advisors in the financial space. A CFP® professional integrates multiple financial aspects — investments, insurance, taxes, retirement, estate planning, and more — into one cohesive strategy. We complete extensive education, pass a rigorous exam, fulfill experience requirements, and commit to ongoing ethics training to ensure we are acting in your best interest.
  • Is it the right time for me to start financial planning? Can I be too early or too late?
    No matter your age or situation, early planning creates the biggest long-term impact. Your 20s and 30s involve major financial decisions — career moves, family planning, debt management, home purchases — that shape your financial trajectory for decades to come. Small adjustments now can influence hundreds of thousands (if not millions) later through the power of compounding. As you move into your 40s and 50s, your financial picture becomes more complex. Income, expenses, and taxes generally rise. Critical decisions loom larger as retirement approaches and goals evolve. A CFP® professional helps you balance these competing priorities, and perhaps most importantly, build financial habits that both prevent costly mistakes and compound your wealth in the right direction.

Your secured financial future starts here

Contact us

Fill the form for any questions or schedule a free introductory call to see if we'd be a good fit.

About Financial Excavation

What Sets Us Apart

This firm was founded with a simple mission: to help new wealth individuals achieve and secure lasting financial joy and freedom. We dig beneath surface-level money issues to address the root causes of any of your financial challenges.

Unlike traditional advisors who focus solely on investments, we're here to help you examine your complete financial picture– from cash flow and debt to retirement planning and generational wealth.

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