Financial Investment Advice from Financial Excavation

Blueprints to Financial Harmony

Financial freedom is closer than you think. Let’s excavate your old financial beliefs and build a custom personal wealth strategy for a better tomorrow, today.

Young generation from financial stress to peace of mind

Four Simple Steps Towards Lasting Financial Harmony

Step 1

Meet with Shar-Né

Let’s talk it out and make sure that we’re a good fit!

Step 2

Financial Analysis

We want to learn your “why.” Are you planning for retirement? Building a legacy for your children? Fostering healthier financial habits? We dive deep into your financial situation, beliefs, spending habits — the whole nitty-gritty.

Step 3

Tailor-Made Plan

You’ll get personalized financial investment advice from Shar-Né, including a personal wealth strategy that provides life-aligned financial clarity and peace of mind for YOUR future — not someone else’s.

man and woman teaching a child to ride a bike

Step 4

Ongoing Support

Financial Excavation is here for you as you make this groundbreaking transition from uncertainty to financial freedom.

Core Service Plans

One-Time Plan

Purpose: Financial investment advice for significant decisions, deadlines, big life changes, and those new to financial planning

What You Get:

Financial advising and a focused action blueprint to maximize improvement in varying financial areas
2-5 month Engagement, includes:
- Phone Access. Need help making a change? I’m here
- Unlimited Email Support
5 Result-Oriented Strategy Sessions:
- Onboarding
- Discovery
- Get Organized
- Plan Presentation
- Implementation
DIY (Do-it-yourself) implementation approach
Opportunity for ongoing support as an add-on service

Ideal for: Those who are looking for a second set of eyes and those simply looking for guidance, who feel comfortable implementing a plan on their own

Price: varies by complexity, with 50% upfront + 50% upon completion

I Want This

Ongoing Planning

Purpose: Financial investment advice with a 360° view of finances with projections and scenarios, lasting financial stability & growth

What You Get:

Complete action plan covering all aspects of your financial life, with proactive support and regular check-ins
Long-term Engagement, includes:
- Phone Access. Need help making a change? I’m here
- Unlimited Email Support
First Year Strategy Sessions (monthly or bi-monthly):
- Onboarding
- Discovery
- Get Organized
- Plan Presentation
- Implementation and Prioritization
DIWY (Do-it-with-you) implementation approach
Semi-Annual Check-Ins after the first year

Ideal for: Those looking for a long-term advocate, who have changing circumstances, complex finances, or looking for accountability with implementing the plan

Price: varies by complexity, with upfront fee + ongoing monthly fee

I Want This

Financial investment advice pricing is based on the complexity of the advice. Planning is often more sophisticated when considering marital status, family and heir preferences, equity compensation, and the number of assets. These types of situations come with additional challenges, such as marriage tax penalties or bonuses and estate planning complications. Questions? Contact us!

Looking for something else? We also offer hourly à la carte financial advising.

Ready to Book?

Service Topics

Financial Excavation client achieving retirement freedom milestone

Retirement Financial Planning

It’s far too risky to leave your retirement to chance or generic financial investment advice. With expertise in retirement planning, we help you define what financial freedom means for you, then build the bridge to get there. We create a roadmap that balances enjoying life today while securing tomorrow, with the flexibility to adjust for life’s unexpected turns. The earlier you start planning, the more options you’ll have – and we meet you exactly where you are, turning retirement from a distant worry into a future of freedom.

Quality Client experiencing financial clarity after consultation with Financial Excavation

Growth for the Long-Term

At our firm, financial investment advice should be strategic, productive, understandable, and aligned with your full financial picture. Our financial advising approach centers on straightforward strategies. They capture broad market exposure and minimize costs– an effective, time-tested method. Our investment advice keeps your portfolio laser-focused on what matters most: maximizing long-term growth, minimizing taxes, and keeping you in control of your financial future. We like simple because simple means sturdy—a reliable foundation.

Financial Excavation's specialized service for women in transition

Master Your Cash Flow

Uncover what’s really happening with your money instead of wondering where it all goes. We excavate the spending patterns you may have never noticed, creating a clear picture of your financial reality. Our customized personal wealth strategies and financial investment advice empower you to take back control, freeing up cash for what truly matters to you. Imagine the sigh of relief you'll feel after finally knowing where your money goes and having it flow in alignment with what you cherish most, with enough left over, too.

Financial Excavation's holistic approach to wealth management

Education Planning + Funding

While the price of higher education continues to rise, our planning helps bring it back down to earth. We do this by summarizing the multiple options and tools available (529 plans, Roth IRAs, custodial accounts), and getting you started as early as reasonably possible. This way, even modest contributions today compound substantially, with tax advantages. Your children’s future opportunities deserve not only thoughtful financial planning but also the best tools for the job.

Client overcoming financial anxiety through education and planning

Shielding Against Uncertainty

Financial harmony is the ultimate goal we strive to achieve for our clients. A core component of harmony is peace of mind. The right insurance coverage is a surefire way to provide that peace, protect your health and your wealth, along with the people you love the most. We will help you find the right solutions, and we can promise to provide unbiased financial investment advice, as we do not receive any commissions or benefits from the products or services we recommend. Let us help you sleep easier knowing you’re covered.

Homeownership planning session for first-generation wealth builders

Landing Your Dream Home

Your home will likely be your biggest purchase — let’s make it your smartest investment, too. Whether you’re buying your first property or navigating the rental market, our financial advising empowers you to make truly informed decisions without costly surprises. We look beyond the listing price to help you understand the full picture, including maintenance costs, insurance, property taxes, and how this decision aligns with your long-term goals. Our expert financial investment advice ensures you move forward with confidence, knowing you’re not just finding a place to live, but setting up a solid foundation for your future, both physically and financially.

Couple in vintage carNewly married couple planning financial future with Financial Excavation

For Your Life Together

Bridging finances is a big step. And often, it's a crucial key to achieving your shared dreams. Imagine streamlining your finances. Every couple is unique, so one-size-fits-all financial investment advice doesn't make sense. Instead, we'll help summarize all your options (from combined accounts, unified budgeting, or customized hybrid strategies) and facilitate open conversations to give you the best chance we can at financial security. That starts with getting on the same page. Let us help you get there.

“A man is not old until regrets take the place of dreams.”

—John Barrymore

Schedule an Intro Call

Shar-Né Warren analyzing client's cash flow management

Step 1

Meet with Shar-Né

Client reviewing risk management strategies with Financial Excavation

Step 2

Your financial terrain analysis

Visualization of stress reduction through proper financial planning

Step 3

Tailor-made plan

Financial empowerment guidance by Shar-Né Warren

Step 4

On-going support

Financial Excavation client successfully rebuilding credit

Four Simple Steps Towards Lasting Financial Harmony

Flat Fee Advantage

Your financial success should not be burdened by hidden or extra costs. Our flat-fee model excludes asset under management (AUM) fees and does not charge commissions.

Why Financial Excavation?

Let’s Break New Ground Together

Your money should support the life you want, not command it. We start by understanding your values and goals first before diving into spreadsheets, models, and financial advising.

Human-first Approach

We don't just treat the symptoms of financial stress—we dig deeper to find the root causes. Our process reveals hidden patterns in your spending, saving, and investing that other advisors might miss.

Holistic Planning

We can meet and help you from anywhere. Feel secure that no matter where you are, physically or financially, we’re in your corner to provide quality financial investment advice.

Virtual Covenience

Let’s Break New Ground Together

Frequently Asked Questions (FAQs)

Yes, it’s 100% worth it, no matter your life stage. Anyone can make errors when planning taxes alone. However, tax planning is like your safety net: it saves you from making costly mistakes, helps support your financial goals (such as retirement planning or starting a business), and provides peace of mind. Financial Excavation will help set up that safety net, providing tailored financial planning and investment advice that secures your future — and your present.
They’ll both require a comprehensive list of all your assets and debts — mortgages, investments, personal belongings, etc. You’ll also consider your goals and your family’s needs, which will help you make decisions about beneficiaries and executors. Estate and inheritance planning? It’s a lot. That’s why you want to seek advice from professionals like Financial Excavation. We can help you navigate those complexities and provide financial advice tailored to your specific needs. You’re not in this alone!
No, it’s never too early to start financial planning! The sooner you build a personal wealth strategy, the better off you’ll be in the long run. Even the smallest of adjustments in your 20s and 30s can lead to serious growth because of compound earnings. This can help provide you with greater financial flexibility and freedom. Whether you’re 25 or 55, Financial Excavation can provide customized financial investment advice that takes the stress out of retirement planning and puts the joy back in.